by Sylvia aka Mama Chang | Cut Spending, Save Money
$1.01. The average cost per serving on this list of dirt cheap meal ideas. And nope, not talking instant ramen here. We’ve got healthy, cheap meals that put good ingredients in your body. You could also call these easy, cheap meals because ain’t nobody got time to...
by Sylvia aka Mama Chang | Budgeting & Saving, Master Money, Printables & Worksheets
1. That’s the number of pages of our simple budget worksheet. Plus, we made it super visual to help you easily see your income, needs, and wants. We’ve also got a bonus second page to track your expenses, if you find this extra option helpful. No...
by Sylvia aka Mama Chang | Budgeting & Saving, Master Money, Printables & Worksheets
The 50/30/20 rule. That’s 50% towards needs, 30% towards wants, and 20% towards savings. This is the typical breakdown that gurus give for budget categories and percentages. The only problem? Read the comments on those blog posts and you’ll see that it doesn’t work...
by Sylvia aka Mama Chang | Master Money, Printables & Worksheets
$0. That’s how much I paid in late fees since using this gorgeous bill payment checklist. And I want you to have this free printable monthly bill payment log too. We hope this bill payment tracker is as effective for you as it has been for us for staying on top of our...
by Sylvia aka Mama Chang | Master Money, Money Mindset, Printables & Worksheets
52%. That’s how many Americans did not get any financial education during their K-12 or even college years, according to a survey done by Country Financial. That means, a kid’s best shot at learning any financial skills before adulthood are gonna come from mom and...