
80+ Budget Categories + Free Printable Worksheet
The 50/30/20 rule.That’s 50% towards needs, 30% towards wants, and 20% towards savings.This is the typical breakdown that gurus give for budget categories and percentages. The only problem? Read the comments on those blog posts and you’ll see that it doesn’t work for...

Free Bill Payment Schedule Calendar Organizer
$0.That’s how much I paid in late fees since using this gorgeous bill payment checklist.And I want you to have this free printable monthly bill payment log too. We hope this bill payment tracker is as effective for you as it has been for us for staying on top of our...
![How to Teach Kids about Money [Free Piggy Bank Printable]](https://keepingupchangs.com/wp-content/uploads/how-to-teach-kids-save-money.jpg)
How to Teach Kids about Money [Free Piggy Bank Printable]
52%.That’s how many Americans did not get any financial education during their K-12 or even college years, according to a survey done by Country Financial.That means, a kid’s best shot at learning any financial skills before adulthood are gonna come from mom and dad....

How to Use a Free Budget Calendar to Streamline Bill Payments
12.That’s the number of bills and payments I need to track each month.To keep my head from exploding, I use a budget calendar to handle them like clockwork.In this post, you will find: A step-by-step guide to using a budget calendar Free budget calendar templates,...

Habit Tracker: How to Use One + Free Printable
21 days.That’s how it takes the average person to develop a new mindset, which is the start of making a new behavior an actual habit. Like so many other things in life, finances are so much easier if you develop good money habits. Easier said than done, though.That’s...

Mason Jar Savings Challenge + Free Savings Jar Printable
$1,378.00That’s how much you can save in just a year using a money jar savings challenge. Simple to use and easy to implement, be sure to try this effortless way to “preserve” your money (get it?).In this post, you will find: What is a mason jar money challenge Fun...

How to Save Money Each Month: 5 Creative Ways to Save Money
32%. That’s how many Americans have ZERO savings, according to GoBankingRates.com. And less than half of Americans have over $1000 socked away, which basically means one unexpected emergency or expense and you’d be in quite the pickle.Even if your discipline isn’t the...

How to Create a Budget: Steps in Budgeting Process
59%.That’s how many Americans live paycheck to paycheck, according to a recent survey by Charles Schwab.Living that way means you’ve got nothing to put towards all your bigger financial goals, like getting out of debt, saving for retirement, or building up a down...

How to Track Expenses to Create a Real Budget
40%.That’s how many Americans actually try keep a budget or track their expenses.For everyone else that struggles to budget, we're here to share the secret behind creating a budget that sticks. Keep reading to find out the how and the why behind the magic of tracking...

Which Bank Should I Open an Account With? Tips on How to Choose a Bank Account
$140 a month. That’s how much one of our relatives missed out on when he used to keep his savings at a bank account that offered a sad, sad interest rate. Once he made the switch to a better savings account, he seriously made $140 more. EVERY. SINGLE. MONTH. On the...
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