by The Changs | Budgeting & Saving, Master Money, Printables & Worksheets
Seeing is believing. That’s why, in this digital age, it’s so hard to believe how fast we spend all of our money because out of sight, out of mind. If you’re really struggling to get out of debt, get back to the basics, try the cash envelope system. In this post, you... ![Simple Budget Worksheet [Free Printable]](https://keepingupchangs.com/wp-content/uploads/budget-worksheet.jpg)
by Sylvia aka Mama Chang | Budgeting & Saving, Master Money, Printables & Worksheets
1. That’s the number of pages of our simple budget worksheet. Plus, we made it super visual to help you easily see your income, needs, and wants. We’ve also got a bonus second page to track your expenses, if you find this extra option helpful. No... 
by Sylvia aka Mama Chang | Budgeting & Saving, Master Money, Printables & Worksheets
The 50/30/20 rule. That’s 50% towards needs, 30% towards wants, and 20% towards savings. This is the typical breakdown that gurus give for budget categories and percentages. The only problem? Read the comments on those blog posts and you’ll see that it doesn’t work... 
by Sylvia aka Mama Chang | Master Money, Printables & Worksheets
$0. That’s how much I paid in late fees since using this gorgeous bill payment checklist. And I want you to have this free printable monthly bill payment log too. We hope this bill payment tracker is as effective for you as it has been for us for staying on top of our... ![How to Teach Kids about Money [Free Piggy Bank Printable]](https://keepingupchangs.com/wp-content/uploads/how-to-teach-kids-save-money.jpg)
by Sylvia aka Mama Chang | Master Money, Money Mindset, Printables & Worksheets
52%. That’s how many Americans did not get any financial education during their K-12 or even college years, according to a survey done by Country Financial. That means, a kid’s best shot at learning any financial skills before adulthood are gonna come from mom and... 
by Sylvia aka Mama Chang | Budgeting & Saving, Printables & Worksheets, Save Money
12. That’s the number of bills and payments I need to track each month. To keep my head from exploding, I use a budget calendar to handle them like clockwork. In this post, you will find: A step-by-step guide to using a budget calendar Free budget calendar templates,...
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