by The Changs | Budgeting & Saving, Master Money, Printables & Worksheets
Seeing is believing. That’s why, in this digital age, it’s so hard to believe how fast we spend all of our money because out of sight, out of mind. If you’re really struggling to get out of debt, get back to the basics, try the cash envelope system. In this post, you... ![Simple Budget Worksheet [Free Printable]](https://keepingupchangs.com/wp-content/uploads/budget-worksheet.jpg)
by Sylvia aka Mama Chang | Budgeting & Saving, Master Money, Printables & Worksheets
1. That’s the number of pages of our simple budget worksheet. Plus, we made it super visual to help you easily see your income, needs, and wants. We’ve also got a bonus second page to track your expenses, if you find this extra option helpful. No... 
by Sylvia aka Mama Chang | Budgeting & Saving, Master Money, Printables & Worksheets
The 50/30/20 rule. That’s 50% towards needs, 30% towards wants, and 20% towards savings. This is the typical breakdown that gurus give for budget categories and percentages. The only problem? Read the comments on those blog posts and you’ll see that it doesn’t work... 
by Sylvia aka Mama Chang | Budgeting & Saving, Printables & Worksheets, Save Money
12. That’s the number of bills and payments I need to track each month. To keep my head from exploding, I use a budget calendar to handle them like clockwork. In this post, you will find: A step-by-step guide to using a budget calendar Free budget calendar templates,... 
by Sylvia aka Mama Chang | Budgeting & Saving, Master Money, Printables & Worksheets
$1,378.00 That’s how much you can save in just a year using a money jar savings challenge. Simple to use and easy to implement, be sure to try this effortless way to “preserve” your money (get it?). In this post, you will find: What is a mason jar money challenge Fun... 
by Stacy aka Aunty Chang | Budgeting & Saving
32%. That’s how many Americans have ZERO savings, according to GoBankingRates.com. And less than half of Americans have over $1000 socked away, which basically means one unexpected emergency or expense and you’d be in quite the pickle. via GIPHY Even if your...
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