Chang Resource Vault

Unlock resources to save, make, and manage money like a boss.

Click to get to the desired printable below, or feel free to scroll down to explore.

money mindfulness personal finance reflection journal

Mini Money Reflection Journal

Get your values and your money on the same page (literally) so you can use your finances to make your dreams & goals come true.

Related Blog Post: Why is it So Hard to Save Money?

Mind Over Money Email Series

Set yourself up for the best chance of financial success with this email series, which will totally change your perspective on money and show you how to set goals that stick. 

Related Blog Post: Spark Joy in Your Finances

mind over money email series

simple budget worksheet with expense tracker

Budgeting Worksheet + Goal & Expense Tracker

Budgeting does not have to be complicated. Log your expenses to figure out your spending trends. Then, set money goals that fit your budget and track your progress. 

Related Blog Post: How to Create a Budget (coming soon!)

Baby Essentials & Savings Plan Printables

A budget-friendly minimalist baby registry checklist that includes the must-have essentials and other practical nice-to-have things plus 9-month plan to prepare financially for baby

Related Blog Posts: List of Things You Need for a New Baby & Planning for a Baby

baby essentials checklist and baby savings plan worksheet tracker printable

debt snowball worksheet tracker printable

Debt Snowball Worksheet

Get yourself out of the red using Dave Ramsey‘s favorite debt reduction strategy, which is step 2 of his baby steps to financial freedom. Related Blog Post: How to Use the Debt Snowball to Smash Debt

Debt Avalanche Printable

If you want to level up your debt payoff strategy, use the debt avalanche method to tackle your highest interest debts first.

Related Blog Post: How to Use the Debt Avalanche Method to Pound Your Debt

debt avalanche worksheet tracker printable

seasonal produce chart by month to save money on groceries

Seasonal Produce Chart

Save money on groceries by buying what’s in season. Reference chart by month of year + tips on going low-stress with grocery shopping.

Related Blog Post: How to Save Money on Groceries

Work Happiness Printable

If you want to learn how to be happy at work, you first need to assess your level of satisfaction based on the four factors of work happiness.

Related Blog Post: Happiness at Work: 4 KEY Factors for How to be Happy at Work

how happy are you at work assessment happiness at work pdf

how to negotiate interest rate script and tips

Rate Negotiation Script

Save money month after month or year after year simply by calling to reduce your rates for recurring bills such as credit cards, insurance, utilities and more. Follow our sample script, with pointers for best practices.

Related Blog Post: Creative Ways to Save Money