It’s not just teenagers that can eat you out of house and home.

Your grocery bill is one of your biggest expenses that you can’t avoid. You can, however, slice it in half with these smart tips to save money on groceries.

In this post:

  • Setting yourself up for grocery saving success even before you set foot out of your home
  • Coming up with a game plan to tackle your supermarket shopping
  • How to continue to reap benefits even after you return from the store


  • Come up with a meal plan and grocery list
  • Keep your eyes on the prize of getting only what you need
  • Use the Ibotta app for extra rebates after you finish shopping

This post may contain affiliate links. See disclosure for more details.

practical tips to drop your grocery bill


What is the best way to save on groceries?

Following the tips that will actually turn into habits.

You gotta eat everyday, so the grocery shopping thing is not going away. And because this isn’t a one-time task, aiming to build money-saving habits are what will bring you a real (and recurring) benefit.

So take what you will from the massive list below and start making grocery shopping on a budget second nature!

Before you go to the store

Shopping to save actually starts at home, before you even step foot inside the grocery store. Preparing for your trip to the grocery store is as easy as 1-2-3:

free kitchen inventory printable for pantry, freezer, fridge


See what you already have

Wasted food means money down the drain, so always take the time to double check what you have in the pantry, fridge, and freezer (use our free kitchen inventory printable to mark it!) before heading out.

Try to plan meals around what you already have at home, so that you can spend less at the store.

budget meal planning tips and free planner printable


Meal plan

This simply means deciding beforehand what you’ll eat each day. From that plan, you can then create a shopping list that you should stick to when you hit the store.

Making a budget meal plan helps you save money because you won’t end up with unused groceries, plus you can make a point to incorporate cheaper ingredients or what’s on sale.

best apps to save money on groceries with $10 bonus


Check local ads

Check your newspaper or grocery budget apps to price shop & see what items are on sale. If you see a great deal, incorporate those items into your meals for the week or stock up if it’s a non-perishable item.

save money on groceries - know what produce to buy

Where to go

You have more choices than you think when it comes to comes to where you buy your groceries from. Besides your local grocery store, here are some other options to consider too:

Warehouse clubs
We get all of our non-perishable staples from Costco and Sam’s Clubs, which equals huge savings on ingredients we regularly use. If you don’t think you can use that much, consider splitting the purchase with friends or family so everyone can get in on the great pricing.

Online (aka Amazon)
What started off as a bookstore has now become a huge retail powerhouse that carries virtually everything, including groceries!

Their prices are pretty competitive, particularly specialty ingredients like allergen-free stuff (gluten-free is a good buy)!

If you are buying staples, you can choose to subscribe and save to get an extra discount.

Don’t forget, if you are an Amazon Prime member, you can get special discounts at Whole Foods too.


You can find really cost-effective pantry items like:

Ethnic markets
Shopping in Chinatown is a real bargain. Your dollar often goes much further than in American stores because ethnic markets typically don’t spend as much on marketing and ambiance. We usually get 2-3 times as much food as we get at our local grocery store, which is why we shop here first.

In terms of selection, you can find all the same produce, many of the same staples, and of course, a few ethnic specialties – all at much better prices.

Farmers markets
Farmers markets are another great place to get delicious, fresh produce at a good price. No-frills packaging, low overhead, word-of-mouth marketing, and selling directly to the customer means vendors can usually offer excellent prices for their goods. They’re also usually quite happy to answer questions about seasonality, recipes, and picking the best produce.

save money on groceries - shop at farmers market and other places outside of supermarket

What to buy

Grocery stores are all about choice, all of which have different price points. Keep these tips in mind to make sure you get the most bang for your buck:

Consider going super economical at least one meal a day
Some food items are just way, way cheaper than others. A great way to slash your grocery bill cost is to set a super frugal meal option as your standard breakfast or lunch.

For example, oatmeal is dirt-cheap. Aunty Chang usually gets a huge box at Amazon or a bulk store for less than $15, adds bananas and cinnamon, and feeds herself breakfast for the entire month for under $40.

Lunch can be as simple as a PB&J sandwich, a rice bowl with black beans & salsa, or lentil soup. All of these cheap meals can be made for easily under $2 a serving.


Hundreds of insanely cheap meal ideas are literally at your fingertips. Google “cheap breakfast ideas” or “cheap lunch ideas” to find some that tickle your taste buds a little.

Or, check out our post on cheap meal ideas to take out some of the guesswork of compiling tasty, healthy meals for the family on a budget.

Buy frozen produce
Frozen isn’t just the most astoundingly popular kids movie of all time, it’s a smart way to buy produce too. In addition to help you saving big (especially if you buy your frozen goods from a warehouse club), you’ll get these added benefits too:

  • Produce is frozen at peak freshness and flavor
  • No prep work required
  • No spoiled or damaged product

Go seasonal with fresh produce
If you rather not head straight to the freezer for your fruits and veggies, make sure you buy what’s in season to optimize taste, quality, and your budget.

We’ve got a free seasonal produce guide that you can download for easy reference.

Go generic
Big-name brands spend tons of money on marketing and packaging. You don’t have to foot their bill for them, you know. Don’t be afraid to go with generic brand items, which are often significantly cheaper.

The one exception: if you see that the brand-name version is on sale, double check both prices. Sometimes the store will price the name brand item low enough that it becomes the better deal.

free budget meal planner template printable


Get your simplified printable:

  • To plan with ingredients you already have on hand
  • Know what you need to buy at-a-glance
  • That's easy reference on a single page

save money on groceries - refrigerated aisle

What not to do

There are other common pitfalls that get in the way of you saving on grocery bill. Don’t make those mistakes or else you’ll pay, literally.

Don’t assume who has the best price
While it’s true that some retail stores are definitely more expensive than others, that’s not as certain when it comes to grocery stores. Their competition is even fiercer than on The Bachelor, so deals can be found where you least expect it.

For example, Whole Foods is notorious for their highly-priced specialty items, but they were the cheapest place to get bananas and organic potatoes (both regular grocery items for us) in our hometown. For some things, they’re the same price as other stores but are of much higher quality so we also buy those items while we’re here.

Don’t assume bigger is better
It used to be a tried and true rule that you’d be rewarded for buying bigger sizes with a lower per-ounce cost. Not anymore. Always do the math and double check because nowadays, the smaller size could be cheaper per ounce.

Don’t assume that items with a tag are actually on sale
Grocery stores are there to lookout for their own pocketbook, not yours. They simply want you to buy, and colored signs are a great way to get people to part with their money because they assume that it must be a deal.


Don’t focus on colors, graphics, or terms meant to entice like “sale,” “special,” or “hot deal!”. Get in the habit of focusing on prices.

Most tags have the price per ounce on the corner, which can help you judge which product gets you the real bang for your buck.

grocery haul produce on table inventory

Don’t go to the grocery store more than once a week
With all the marketing gimmicks and endless array of selection, grocery stores are like a boot camp for your willpower. The more often you go, the more items and promotions you’ll see, making it MUCH harder for your temptation to keep it together.

Also, going often is a sign that you are just winging it, without doing the planning steps we outlined above. Result? You regularly pay full price when you shouldn’t have to.

Don’t buy non-grocery items
Many grocery stores offer more than just groceries, but you pay for the convenience of not having to travel elsewhere. Avoid buying these items, which you can get at other types of stores for a much better price and with a wider selection to choose from too:

  • Cookware
  • Electronics (cords, light bulbs, batteries, accessories, etc.)
  • Cosmetics & toiletries
  • Party supplies
  • Magazines
  • Greeting cards
  • Paper goods

Don’t be shy about inquiring on discounts
Virtually every store we know of has regular standing discounts they offer, such as:

  • Senior discount
  • Military discount
  • Student discount
  • Frequent-shopper programs
  • Clearance or discontinued items section
  • Fresh items, at the end of the day
  • Items past their “best by” date
  • Damaged items


The secret to being comfortable with asking for discounts is simply to be polite about it. We’ve never had someone give us that look when we used “please,” “thank you,” and a smile. Just remember to be just as gracious whether the answer is “yes” or “no.”

save money on groceries - fresh berries at outdoor market

Bonus tips

On top of the pointers we shared above, there are a few other miscellaneous things that can help you cut down that grocery bill:

Use money-saving apps

You already use your phone to do everything, so why not use it to save money on your groceries too? The iBotta app shows you coupons & cashback offers valid at the stores you select like Target, Amazon, and more. It then lets you redeem them simply by scanning your receipt or when you shop online through the app. Click here to sign up and claim a $10 welcome bonus!

Grow a garden, even if it’s just on your windowsill
Planting your own fruits, vegetables, and herbs lets you save money season after season. You can go as small as having a windowsill garden for things like fresh basil or dill.

Make more stuff from scratch
There are quite a few grocery items that you can easily make from scratch, rather than buying them already-made at an inflated price:

  • Pasta helpers – These are just pretty boxes with pasta, flavor packets, and a mark-up.
  • Bottled salad dressing – Oil and vinegar based dressings are a synch to make, without you having to pay for the bottle or fancy label.
  • Flavored water – An easy, healthy way to flavor your water is to just throw in some berries or slices of citrus.
  • Trail mix – Make your own custom mix by visiting the bulk bin of your grocery store.
  • Canned soups – Soups from scratch aren’t hard to make, can be customized to your liking, and aren’t loaded with as much sodium.
  • Cooking spray – Just add equal parts water and olive oil into a misting spray bottle, then mix well to create your own cooking spray.
  • Flavored cold/iced teas – Tea bags are a heck of a lot cheaper than bottled tea, so make big pots of regular tea and then refrigerate to create homemade iced tea. Flavor them with fresh berries or fruit slices.


Learn how to save money on groceries so your cash makes it past the checkout line. Use our tips to save on your groceries to trim your food bill and grow your wallet a little rounder in the middle.


  • Come up with a meal plan and grocery list
  • Keep your eyes on the prize of getting only what you need
  • Use the Ibotta app for extra rebates after you finish shopping



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stacy trinh aka aunty chang headshot


STACY, aka AUNTY CHANG, is a personal finance blogger set on a mission to show people that there's more to money than just the numbers. With two rental properties and a six-figure 401k by her 30's, she's on track to retire early without sacrificing work-life balance to get there. She wants to teach others how to identify their goals and use money to make them happen. Dual income, no kids, based in Hawaii.

Hangs out on Keeping Up with the Changs: Facebook | Twitter